Does Islamic banking have a future in Germany? Survey on German Muslims perceptions

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dc.contributor.authorYılmaz Arslan, Sena
dc.contributor.authorÇatak, Çiydem
dc.date.accessioned2025-11-25T09:20:49Z
dc.date.available2025-11-25T09:20:49Z
dc.date.issued2020
dc.departmentTAÜ, İktisadi ve İdari Bilimler Fakültesi, İşletme Bölümü
dc.description.abstractPurpose– Islamic banking is a new concept in Germany. Islamic banks in Germany aspire being the hub for Islamic finance in Europe and see their potential in the growing Muslim population. This paper aims to contribute to the limited literature from the target group’s perspective, to analyze their perceptions and to test whether the promised potential exists in reality. Methodology- An online survey with questions developed according to the characteristics of awareness, relative advantage, complexity, uncertainty and promotion was conducted to Muslims living in Germany. Findings- The results show that there is awareness but little knowledge towards Islamic banking and its’ concepts due to insufficient communication. The main reason attracting to Islamic banking is religion. In this regard peer groups play an important role. Furthermore, the findings indicate future potential for Islamic banking Germany. Conclusion– In general there is a positive perception towards Islamic banking. Islamic banks have a rich customer portfolio and have the potential to increase their market share in Germany by offering suitable products and providing easy access to these products.
dc.identifier.citationÇatak, Ç., Yılmaz Arslan, S., (2020). Does Islamic banking have a future in Germany? Survey on German Muslims perceptions. Journal of Economics, Finance and Accounting (JEFA), 7(2), 187-197.
dc.identifier.doi10.17261/Pressacademia.2020.1213
dc.identifier.endpage197
dc.identifier.issue2
dc.identifier.startpage187
dc.identifier.urihttps://www.pressacademia.org/archives/jefa/v7/i2/10.pdf
dc.identifier.urihttps://hdl.handle.net/20.500.12846/2107
dc.identifier.volume7
dc.institutionauthorid0000-0002-6563-4296
dc.institutionauthorid0000-0001-7501-5969
dc.language.isoen
dc.publisherJournal of Economics, Finance and Accounting (JEFA)
dc.relation.publicationcategoryMakale - Uluslararası Hakemli Dergi - Kurum Öğretim Elemanı
dc.rightsinfo:eu-repo/semantics/openAccess
dc.subjectIslamic banking
dc.subjectIslamic finance
dc.subjectInterest-free banking
dc.subjectGermany
dc.subjectGerman Muslims
dc.titleDoes Islamic banking have a future in Germany? Survey on German Muslims perceptions
dc.typeArticle

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